A
Plan Services
Annual Compliance Testing and Government Reporting
ADP/ACP testing for 401(k) plans
Coverage Testing [§ 410(b)]
Contribution deduction limitation [§404(a)]
Annual additions testing [§415]
Top Heavy testing [§416]
Preparation of !RS Form 5500 and related schedules
Preparation of Summary Annual Report for participants
Contribution calculations
Determine participant eligibility and entry date
Calculate Employer contributions and forfeitures for eligible participants
Prepare annual participant statements including vested interest
Plan review and design
Plan design accounting the needs of the owners, business and employees
Assistance in the review and completion of Adoption Agreements for prototype documents and Summary Plan Description for plan participants.
401(k) Safe Harbor plan design and annual notice
Consulting Services
Annual plan checkup
Provide assistance with plan amendments and plan design changes
Preparation and assembly of materials for IRS and DOL audits
Assist with participant communications including forms and notices as needed
Explanation of plan provisions and operation of your retirement plan including a plan calendar to provide you with details for the correct and timely administration of your individual plan.
Special Offers
10% savings on first year services provided under a Service Agreement (reduction is based on regular Fee Schedule).